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Term Insurance Need Calculator

Estimate how much life cover you need. Free online calculator with instant results — no login needed.

Annual Income Outstanding Debts Years of Cover

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What is the Term Insurance Need Calculator?

Estimate how much life cover you need. Free online calculator with instant results — no login needed.

Enter your values above and the result updates instantly. A common rule is 10–15× annual income.

Cover = income × years + debts

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How long a term?

Until your dependents are financially independent.